I speak with 'unequipped' kayakers in a no wet suit or no dry suit level. The responses is: they do not have the money to equip for their probable time spent kayaking that is if more time kayaking was probable then a higher level of expenditure was/would be 'possible.' Knowing the 'possible' expenditure was not quite disposable income.
I suggest Campmor wet suit equipment at $100, replied with a form of denial for further expenditure. Appearance there is refering into paragraph preceeding followed by a pettit mal seizure. I understand they are apparently suffering from hypothermia or excessive natural exposure during the conversation. They are kayak 'bonking.'
Paddlers with funds bonk coming back in after realizing the skills were not up to conditions when the equipment was.
The unequipped group expresses regret at not having the equipment to paddle beyond their current routes that in their analysis, safe without wet or dry suit equipment.
I'd enjoy going thru an assemblage of photos, drawings of successfully equiped and coordinated pfd: there's not enough room on the one I have. I'll take your advice trying drowning with it - off Flamingo.
Too cold ? Impossible ! NRS/Immmersion polar fleece underwear.