Hello, my first post so here goes.
our insurance company Pemco just said they will not insure our kayaks under a marine policy since it doesn't have a motor. Even though they would insure a sail boat, he was clear that it wouldn't apply for a kayak. Our homeowners has a limit on boats of $1500 total and we need more coverage than this.
What experiences have people had with this issue? Boat coverage vs homeowners personal property? Have you used a separate company for your kayaks altogether than homeowners or auto? Thanks.